Fund Home Improvements with a Lifetime Mortgage in Kent

Do you want to upgrade your home to make it more comfortable, energy-efficient, or meet your needs better? A lifetime mortgage can help you do this without selling your home or making monthly payments. As experienced lifetime mortgage advisors, we’re here to help you access the value in your home to fund important improvements and renovations.

What is a Lifetime Mortgage?

A lifetime mortgage is a loan secured against your property, allowing you to access the equity you’ve built up over the years. Unlike traditional loans, a lifetime mortgage lets you release tax-free funds without needing to move out of your home. This flexible option can be tailored to your goals, including receiving money as a lump sum or in smaller amounts over time.

Key Features

  • No Repayments Required: The loan and interest are repaid only when you pass away or move into long-term care.
  • Ownership Retention: You remain the owner of your home, living there as long as you wish.
  • No Negative Equity Guarantee: You’ll never owe more than the value of your home.

How Can a Lifetime Mortgage Support Home Installations?

  • Save Energy: Add solar panels, better windows or insulation to cut bills and make your home eco-friendly.
  • Make It Accessible: Install stairlifts, ramps, or walk-in showers to make your home safer and easier to use.
  • Upgrade Your Space: Improve your kitchen, bathroom or add an extension to create the home you want.
  • Add Smart Tech: Use smart lights or security systems for more convenience and safety.

What Are the Benefits of Using a Lifetime Mortgage for Home Improvements?

  1. Stay in Your Home: Unlike downsizing, equity release allows you to remain in the place you love.
  2. Flexible Funding Options: Choose a lump sum or smaller, regular payments to suit your project timeline.
  3. Tax-Free Funds: The money released is tax-free, giving you more freedom to invest in your home.
  4. Improve Comfort and Safety: Adapt your home to better suit your lifestyle and future needs.
  5. Add Property Value: Strategic installations can increase your home’s market value, benefiting your estate.

Why Choose Us for Lifetime Mortgage Advice?

  • Tailored Advice: We take the time to understand your needs and suggest the best lifetime mortgage options for you.
  • Clear Guidance: Our advisors explain everything in simple terms, so you feel confident about your choice.
  • Competitive Rates: We use our lifetime mortgage tracker to find the best deals for you.
  • Full Support: We’re here to help you every step of the way, from your application to completing your project.

Talk to a Lifetime Mortgage Advisor in Kent

If you’re thinking about using a lifetime mortgage to pay for home improvements, it’s important to work with experts who understand your needs.

Our team is here to help. We offer lifetime mortgage advice tailored to your goals, giving you all the information you need to make the right choice.

Get in touch to book a consultation and see how a lifetime mortgage can give you the financial freedom to upgrade your home.

Phone: 07789885611 Email: money@lifetimemortgages.info

This is a lifetime mortgage. To understand the features and risks please ask for a personalised illustration. Check that this mortgage will meet your needs. If you want to move or sell your home, or you want your family to inherit it. If you are in any doubt, seek independent advice.

A fee may be charged for equity release advice. The exact amount will depend on your circumstances, but we estimate this will be £1495 on completion.

Lifetimemortgages.info is a trading style of The Later Life Lending Network Ltd which is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 09832887 Registered address 70 St. Johns Close, Knowle, Solihull, West Midlands B93

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Last Update: February 5, 2025